what we do
We make funding your next real estate project simple and easy
X Funding is a real estate lender specializing in a variety of creative finance deals, including Subject To, Wholesaling, Seller Finance, Double Closes, DSCR Loans, providing EMD and many other loan options. We are dedicated to helping as many investors as possible by funding deals and supporting their real estate endeavors.

Isaiah Wheeler
Owner/CEO
Fix & Flip | New Construction
Rental DSCR Application
Build wealth and your portfolio of rental properties as an investor and landlord with our rental program which provides long-term financing for your 1-4 family properties.
Pre-Approval Application
Complete your pre-approval application today to better position yourself for the fastest service possible as you are looking at potential opportunities.
Private Money Lending
rivate money, also known as private lending or peer-to-peer lending, refers to loans provided by individuals or private entities rather than traditional financial institutions like banks or credit unions.
Earnest Money Deposit
Earnest Money Deposit (EMD) is a buyer’s upfront payment to signify commitment in a property purchase. Double Closings involve two back-to-back real estate transactions on the same day.
Proof of Funds
Once pre-approved with our team you request your proof of funds letter when making offers. Providing proof of funds will instill confidence to the sellers your team is working with.